Introduction:

Staking has emerged as a popular way for crypto investors to earn passive income by supporting blockchain networks. As the popularity of staking increases, more and more staking companies & exchanges are moving into the market to provide staking services to crypto holders. This white paper aims to introduce Coincko, its services, and its value proposition to potential users.

Overview:

Coincko is an aggregator service for decentralized finance (DeFi) investors, using automation to allow them to maximize profits through staking. It’s goal is to simplify the ever-expanding DeFi space for investors who are not technically minded or who wish to interact in a less committal manner than serious traders. Launched on September 8 2022, the service has seen huge growth in recent months as new products debuted and developers are working to develop an in house token SFI.

Coincko is set out to simplify DeFi investments and activities such as staking for the broader investor sector. The platform makes use of various bespoke tools to act as an aggregator for DeFi protocols such as Curve, Compound and Aave, bringing those who stake cryptocurrency the highest possible yield. Through a set of investment strategies secured and enforced by smart contracts, Coincko automatically maximizes the user rewards from various liquidity pools (LP’s), automated market making (AMM) projects, and other yield farming opportunities in the DeFi ecosystem.

The main product offered by Coincko are the vaults in which you stake your crypto tokens. The investment strategies tied to the Vault will automatically increase your deposited token amount by compounding arbitrary yield farm reward tokens back into your initially deposited asset. Despite the name Vault suggests, your funds are never locked in any Vault on Coincko: you can always withdraw at any moment in time.

Defi applications are unique in the sense that they are permissionless and trustless, meaning that anyone with a supported wallet can interact with them without any need for a trusted third party. While you have funds staked in a vault, you remain 100% in control of your crypto. New features continue to be rolled out, these aiming, among them other things, to help preserve the long term value of the platform.

Coincko makes a profit by charging withdrawal fees, currently 0.5% at the end of September, interests from loans and trading fees, as well as 1.8% gas subsidization fees. Due to it's governance model, these can technically be changed by consensus at any time.

The target market for Coincko is investors who do not have the time to study the increasingly complex DeFi phenomenon from scratch, or wish to maximize their returns.

How is Coincko network secured ?

Coincko users can face a risk of loosing money thanks to market conditions changing rapidly and opportunistic entities attempting to profit from less-experienced participants.

We sought to maintain transparency about the platform’s provenance, noting that even after code audits, Coincko could not be guaranteed to be 100% safe — DeFi involves inherent risk.

How do I stake on Coincko

Staking on Coincko is a relatively easy process. Here are the general steps to follow:

Sign up for a Coincko account if you haven't already done so. You'll need to provide some basic personal information, like your name, email address, and phone number. It is important to complete your KYC after sign up.

Once you're signed in to your account, navigate to the "deposit" tab on the menu and select your preferred cryptocurrency. Enter the amount of cryptocurrency you want to deposit and confirm the transaction.

Once your deposit is confirmed, choose the cryptocurrency you want to stake. Currently, Coincko supports staking for a few different cryptocurrencies, including Matic, Ethereum, and Solana.

Review the terms and conditions of the staking agreement, and click "Stake Now" if you agree to them.

Wait for the staking period to end. The length of the staking period will depend on the specific cryptocurrency you're staking.

Once the staking period is over, your staked cryptocurrency will be returned to your account, along with any staking rewards you earned.

It's worth noting that staking on Coincko does come with some risks, as with any investment. Make sure to do your own research and understand the risks involved before staking your cryptocurrency.

Coincko Safety Practices

“Don’t trust, Verify”

At Coincko, we recognize three words to live by: Safety First. Always.

You can craft the most incredible features into your smart contracts, but if you can’t adequately safeguard user funds, your contracts don’t deserve to have users. That’s why safety is the first, last and foremost consideration in every product we release.

This page describes the various practices that Coincko contributors and validators take to ensure that all new products are safe before launch, all ongoing products are properly maintained and observed, and that our response to any security concerns are rapid and safe.

New Farming Requirements

Before a new farm can be vaulted on Coincko, the projects involved with the farm have to pass a stringent set of Safety rules:

contracts must have been verified in the block explorer;
non-native tokens must be from reputable bridges;
liquidity must be sufficient for swapping farm token rewards;
rug/migrator functions must be either completely removed or timelocked sufficiently;
farm token emission rates must have been timelocked (if farm tokens pairs are being vaulted);
farm token holders with >5% circulating supply must not be either externally owned accounts (“EOA’s) or multi-sigs; and
all proxy implementations changes (i.e upgrades to the contracts) must be timelocked.

New Vault Testing Procedure

Once a farm has been accepted and a vault is being prepared, our strategies will follow a manual testing procedure on every new vault before it can go live on our website. This is to ensure that the vault works as intended and user funds are always Safe. The sequential procedure is:

deposit a small amount of the asset;
withdraw all;
deposit again, wait 1 minute and check that call reward() is not 0;
harvest the strategy;
panic the strategy;
withdraw 50% while panicked to make sure users can leave;
try to deposit, an error should pop up but don’t send the deposit through;
unpause the strategy; and then
deposit 50% that has previously been withdrawn and harvest again.

Strategy Upgrades

Occasionally, Coincko strategists will come out with a new innovative strategy, or yield farms change their reward contracts. If that’s the case, Coincko vaults have the flexibility to adapt to these changes, and have the ability to swap strategies so uses don’t have to migrate their funds to a new vault; it’s done automatically by a strategy upgrade.

The new strategy is deployed with a dummy vault and all of the manual tests outlined above are completed. After passing the checks, the new strategy is assigned to the vault. The vault gets proposed the new strategy through a multi-sig waller and has to wait until the timelock delay has passed before the vault uses the new strategy.

Timelock Monitor

During the life of our vaults, the projects and protocols that we build on top of will naturally need to use functionality in their smart contracts which are susceptible to abuse (and for which a timelock was required to implement in Coincko vault). By displaying the relevant contract and protocols, the triggered event, the method scheduled to be called and the end time of the timelock, the Timelock Monitor provides all information needed to access the risk and protect user funds.

Panic

Even with all of our precautions, sometimes something can go wrong with the underlying farms or assets in Coincko vault, for which reacting quickly is of great importance. Coincko strategies have a keeper that is allowed to panic, which withdraws the staked funds from the farm back for the strategy contract and removes all allowances. This ensures that funds are always available for Coincko users to withdraw in case of emergency.

Coincko Safety Score

This document outlines the design for the Coincko Safety Score. The purpose of the safety score is to educate users when making a decision to enter a particular Coincko Vault. The Safety Score is not necessarily perfected, but it is another tool that helps users.

The safety score that a vault can get goes from 0-10. The best possible score is 10 and the worst is 0. It is technically possible for a vault to score less than 0, in which 0 will be displayed.

Risks are distributed in three main categories:

Coincko Risks: Risks that we add by serving as a platform.
Asset Risks: Risks of the assets being handled by the vault.
Platform Risks: Risks of the underlying farm or platform used.

Each category is responsible for a percentage of the total score. Each category is itself divided in multiple subcategories.

All vaults start with a perfect score of 10 and are subtracted points whenever they have qualities that increase risk.

Category: Coincko Risks

These are risks related to Coincko platform itself. These could be risks added by the complexity of the vault strategy, if it’s an experimental deployment, if it’s been audited by others, etc. Twenty percent of the safety score is determined by the Coincko Risks.

Subcategory: Complexity

Tracks the complexity of the strategies behind the vault.

COMPLEXITY_LOW

Title: Low complexity strategy
Explanation: Low complexity strategies have a few, if any, moving parts and their code is easy to read and debug. There is a direct correlation between code complexity and implicit risk. A simple strategy effectively mitigates implementation risks.
Qualification Criteria: A low complexity strategy should interact with just one audited and well known contract e.g. MasterChef. The strategy served as a facade for this smart contract, forwarding deposit, harvest and withdrawal calls using a single line of code.

COMPLEXITY_MID

Title: Coincko strategy is of medium complexity.
Explanation: Medium complexity strategies interact with two or more audited and well known smart contracts. its code is still east to read, test and debug. It mitigates most implementation risks by keeping things simple, however the interactions between 2 or more systems add a layer of complexity.
Qualification Criteria: A medium complexity strategy interacts with 2 or more well known smart contracts. This strategy automates the execution of series of steps with no forking paths. Every time deposit(), harvest(), and withdraw() is called, the same execution path is followed.

COMPLEXITY_HIGH

Title: Coincko strategy is complex
Explanation: High complexity strategies interact with one or more well know smart contracts. These advanced strategies present branching paths of execution. In some cases multiple smart contracts are required to implement the full strategy.
Qualification Criteria: A high level complexity strategy can be identified by one or more of the following factors, high cyclomatic complexity, interactions between two or more third party platforms, implementation split between multiple smart contracts.

Subcategory: Time in Market

Tracks how long has this strategy been running without any major issues.

BATTLE_TESTED

Title: Coincko strategy is battle tested.
Explanation: The more time a particular strategy is running, the more likely that any potential bugs it had have been found, and fixed. This strategy has been exposed to attacks and usage for sometime already, with little to no changes. This makes it sturdier.
Qualification Criteria:

Was deployed using a CoinckoStratFactory
10+ strategies sharing the same code deployed
3 months working as expected without upgrades.

NEW_STRAT

Title: Strategy has been running for less than a month
Explanation: The more time a particular strategy is running, the more likely that any potential bugs it has have been found, and fixed. This strategy is a modification or iteration of a previous strategy. It. hasn’t been battle tested as much as others.
Qualification Criteria: -

EXPERIMENTAL_START

Title: The strategy has some features which are new
Explanation: The more time a particular strategy is running, the more likely that any potential bugs it had have been found and fixed. This strategy is brand new and had at least one experimental feature. Use it carefully at your own discretion.
Qualification criteria: -

Category: Asset Risks

Risks relating to the asset or assets handled by the vault. Entering into a vault with BTC has a different set of risks than entering into a vault with a newer and smaller coin. Twenty percent of the score is determined by this category.

Subcategory: Impermanent Loss

Tracks the risk of impermanent loss within the vault.

IL_NONE

Title: Very low or zero projected IL
Explanation: The asset in this vault has very little or even no expected impermanent loss. This might be because you are staking a single asset, or because the assets in the LP are tightly correlated like USDC-USDT or WBTC-renBTC.
Qualification Criteria: Single asset vaults and vaults that manage stablecoins with a peg that isn't experimental: USDT, USDC, DAI, sUSD, etc.

IL_LOW

Title: Low projected IL
Explanation: When you are providing liquidity into a token pair, for example ETH-BNB, there is a risk that those assets decouple in price. BNB could drop considerably in relation to ETH. You would lose some funds as a result, compared to just holding ETH and BNB on their own. The assets in this vault have some risks of impermanent loss.
Qualification Criteria: Vaults that handle what are normally referred as “Pool 1” LPs would fit here: ETH-USDC, MATIC-AAVE, etc. Governance tokens for smaller projects are normally known as “Pool 2” and thereby excluded.

IL_HIGH

Title: High projected IL
Explanation: When you are providing liquidity into a token pair, for example ETH-BNB, there is a risk that those assets decouple in price. BNB could drop considerably in relation to ETH. You would lose some funds as a result, compared to just holding ETH and BNB on their own. The assets in this vault have a high or very high risk of impermanent loss.
Qualification Criteria: Vaults that handle “Pool 2” LPs go here. These LP normally include the governance token of the farm itself.

ALGO_STABLE

Title: Algorithmic stable, experimental peg
Explanation: When you are providing liquidity into a token pair, for example ETH-BNB, there is a risk that those assets decouple in price. BNB could drop considerably in relation to ETH. You would lose some funds as a result, compared to just holding ETH and BNB on their own. At least one of the stablecoins held by this vault is an algorithmic stable. This means that the stable peg is experimental and highly risky. Use it carefully at your own discretion.
Qualification Criteria: “Stablecoins” with experimental pegs, or tokenomics that have failed repeatedly to hold its peg in the past, go here.

Subcategory: Liquidity

Tracks how difficult it is to buy/sell the vault's token.

LIQ_HIGH

Title: High trade liquidity
Explanation: How liquid an asset is affects how risky it is to hold it. Liquid assets are traded in many places and with good volume. The asset held by this vault has high liquidity. This means that you can exchange your earnings easily in plenty of places.
Qualification Criteria: -

LIQ_LOW

Title: Low trade liquidity
Explanation: How liquid an asset is affects how risky it is to hold it. Liquid assets are traded in many places and with good volume. The asset held by this vault has low liquidity. This means that it isn't as easy to swap and you might incur high slippage when doing so.
Qualification Criteria: -

Subcategory: Market Cap

Total value of all the coins in circulation. Indirectly tracks how volatile the vault's underlying asset is.

MCAP_LARGE

Title: High market cap, low volatility asset
Explanation: The market capitalization of the crypto asset directly affects how risky it is to hold it. Usually a small market cap implies high volatility and low liquidity. The asset held by this vault has a large market cap. This means it's potentially a highly safe asset to hold. The asset has a high potential to stick around and grow over time.
Qualification Criteria: Top 50 MC by Gecko/CMC

MCAP_MEDIUM

Title: Medium market cap, medium volatility asset
Explanation: The market capitalization of the crypto asset directly affects how risky it is to hold it. Usually a small market cap implies high volatility and low liquidity. The asset held by this vault has a medium market cap. This means it's potentially a safe asset to hold. The asset has potential to stick around and grow over time.
Qualification Criteria: Between 50 and 300 MC by Gecko/CMC

MCAP_SMALL

Title: Small market cap, high volatility asset
Explanation: The market capitalization of the crypto asset directly affects how risky it is to hold it. Usually a small market cap implies high volatility and low liquidity. The asset held by this vault has a small market cap. This means it's potentially a risky asset to hold. The asset has low potential to stick around and grow over time.
Qualification Criteria: Between 300 and 500 MC by Gecko/CMC

MCAP_MICRO

Title: Micro market cap, Extreme volatility asset
Explanation: The market capitalization of the crypto asset directly affects how risky it is to hold it. Usually a small market cap implies high volatility and low liquidity. The asset held by this vault has a micro market cap. This means it's potentially a highly risky asset to hold. The asset has low potential to stick around.
Qualification Criteria: +500 MC by Gecko/CMC

Subcategory: Supply

Tracks risks related to the asset supply. Can it be altered by anyone? How centralised is it?

SUPPLY_CENTRALIZED

Title: Few very powerful whales
Explanation: When the supply is concentrated in a few hands, they can greatly affect the price by selling. Whales can manipulate the price of the coin. The more people that have a vested interest over a coin, the better and more organic the price action is.
Qualification Criteria: Less than 50 accounts hold more than 50% of the supply.

Category: Platform Risks

Risks relating to the third party platforms used by the vault. How much track record they have, how solid the code is, are there any dangerous actions that an admin can take, etc. Sixty percent of the score is determined by this category.

Subcategory: Reputation

Tries to give clues about the team and community's track record. How likely are they to rug for example.

PLATFORM_ESTABLISHED

Title: The platform has a known track record
Explanation: When taking part in a farm, it can be helpful to know the amount of time that the platform has been around and the degree of its reputation. The longer the track record, the more investment the team and community have behind a project. This vault farms a project that has been around for many months.
Qualification Criteria: The underlying farm has been around for at least 3 months.

PLATFORM_NEW

Title: Platform is new with little track record
Explanation: When taking part in a farm, it can be helpful to know the amount of time that the platform has been around and the degree of its reputation. The longer the track record, the more investment the team and community have behind a project. This vault farms a new project, with less than a few months out in the open.
Qualification Criteria: The underlying farm has been around for less than 3 months.

Subcategory: Security

Tracks various smart contract good practices.

NO_AUDIT

Title: The platform has never been audited by third-party trusted auditors
Explanation: Audits are reviews of code by a group of third party developers.
Qualification Criteria: -

AUDIT

Title: The platform has an audit from at least one trusted auditor
Explanation: Audits are reviews of code by a group of third party developers.
Qualification Criteria: One or more audits from an auditor that has some positive track record in the space.

CONTRACTS_VERIFIED

Title: All relevant contracts are publicly verified
Explanation: Code running in a particular contract is not public by default. Block explorers let developers verify the code behind a particular contract. This is a good practice because it lets other developers audit that the code does what it’s supposed to. All the third party contracts that this vault uses are verified. This makes it less risky.
Qualification Criteria: -

CONTRACTS_UNVERIFIED

Title: Some contracts are not verified
Explanation: Code running in a particular contract is not public by default. Block explorers let developers verify the code behind a particular contract. This is a good practice because it lets other developers audit that the code does what it’s supposed to. Some of the third party contracts that this vault uses are not verified. This means that there are certain things that the Beefy devs have not been able to inspect.
Qualification Criteria: -

ADMIN_WITH_TIMELOCK

Title: Dangerous functions are behind a timelock
Explanation: Sometimes the contract owner or admin can execute certain functions that could put user funds in jeopardy. The best thing is to avoid these altogether. If they must be present, it’s important to keep them behind a timelock to give proper warning before using them. This contract has certain dangerous admin functions, but they are at least behind a meaningful Timelock.
Qualification Criteria: There is at least one function present that could partially or completely rug user funds. The function must be behind a +6h timelock.

ADMIN_WITHOUT_TIMELOCK

Title: Dangerous functions are without a timelock
Explanation: Sometimes the contract owner or admin can execute certain functions that could put user funds in jeopardy. The best thing is to avoid these altogether. If they must be present, it’s important to keep them behind a timelock to give proper warning before using them. This contract has certain dangerous admin functions, and there is no time lock present. They can be executed at a moment's notice.
Qualification Criteria: There is at least one function present that could partially or completely rug user funds. The function has no time lock protection.

Coincko Backup.

Sporadically, users are experiencing white screens, or blank screens, and can not access the Coincko Website. This might be a Fleek or Couldflare having maintenance, but it’s hard to pinpoint the root cause. When it happens, it doesn’t not affect everyone but only some regions world wide. We understand that can be frustrating!

First and foremost, don’t worry, your funds are always Safe on the blockchain, they’re not on Coincko website. The site is only a front end to let you access your funds easily.

If you at experiencing the afromentioned issues, try using a VPN.

INSURANCE

Disclaimer: Nothing on this page constitutes any formal insurance, legal or financial advice, or any recommendation to purchase or not purchase the products described herein. This page is intended for general information and educational purposes only. No warranty, whether express or implied, is given in relation to the information on this page. Coincko shall not be liable to readers for any technical, editorial, typographical or other errors or omissions associated with this page, or any harm, damage, losses or claims that may result from your use of this information. Always check the date of last update, to ensure the information on this page is not materially outdated.

Though Coincko does not offer insurance coverage directly to our users, there are a number of available products which offer cover for our protocol, smart contracts and users' portfolios. This page summarises the key types of DeFi insurance products that are available at present, some of the risks associated with them.

Why Insurance?

On a simple level, insurance can feel like a counterintuitive concept in DeFi, as the pace of change and technology development necessarily makes DeFi an inherently risky pursuit. But digging a bit deeper, we can observe that insurance is actually one of the earliest forms of decentralised financial products, in that it seeks to socialise risk and cost among thousands of willing participants, to ensure neither is concentrated at an individual level.

At Coincko, we recognise that insurance is a requisite component of a stable, modern financial system, as it safeguards against massive damage and disruption arising from unlikely or unknowable, but retrospectively inevitable risks and events. Insurance allows users to enter the DeFi ecosystem and interact with this technology in a safer and more measured way, with protection against downside risks. It also helps to facilitate institutional capital, which may have more stringent risk management requirements that would otherwise isolate them from the space. As such, we think insurance helps to develop and extend DeFi, paving the way for mass adoption.

However, insurance is a complicated area of finance. Each and every underwritten policy is ultimately unique and deals with different types and levels of risk. As a result, it is vitally important that our users do their own research before buying insurance, and ensure their chosen products are suitable for them and priced fairly. It is always prudent to make sure to: (a) read the provider’s documentation and policy documents; (b) research the provider's financial position/backing to ensure it has sufficient liquidity to cover a pay out; and (c) check to ensure the policy's coverage is appropriate for the kinds of risks you wish to ensure against.

Types of Insurance

As DeFi expands, the list of available insurance products is growing in tandem, including from both corporate and decentralized providers. Some of the key type include:

Smart contract coverage: covers a specific smart contract based product for a range of common issues like contract bugs, multi-sig failures and economic attacks. For example: InsurAce’s Smart Contract Vulnerability Cover.
Protocol Coverage: covers specific DeFi protocol for a range of common risks and issues, like contract bugs, economic attacks and governance attacks. For example: Nexus’s protocol Cover.
Portfolio Coverage: covers a particular wallet up to a specified value of loss, including all applicable assets from insured protocols which the wallet holds. For example: Solace’s Portfolio Insurance Cover.
Custody/Custodian Coverage: covers risks associated with custodial wallets and arrangements with centralized entities, including halted withdrawals, custodian hacks and haircuts arising from mismanagement. For example: InsureAce’s Custodian Risk Cover and Nexus’s Custodial Cover.
Staking Coverage: covers several risks that arise out of blockchain network staking and validating, such as missed rewards and slashing losses. For example: Nexus’s ETH/ Staking Cover, which specifically coveres Ethereum’s proof-of- stake beacon chain.

Partner Products

To bring the benefits of DeFi insurance to our users, Coincko has partnered with a selection of the leading insurance providers in the space, to create products which offer coverage over our protocol, products and contracts. At the time of writing, these are:

InsurAce

InsurAce is a multi-chain insurance provider deployed on a range of chains including Ethereum, BSC, Avalanche, and Polygon. It offers coverage against Coincko smart contract vulnerability over more than half of the chains Coincko is deployed on.

The precise make up of InsurAce's organisational is not entirely clear, though InsurAce has some incorporated legal forms (e.g. InsurAce Global Limited in the UK). It's protocol is made up of two parts: an insurance arm and an investment arm. The investment arm generates profits from fees collected to fund their insurance activities. Users pay a fee (typically 2-5% APY) when using covered smart contracts and are reimbursed for their deposits if it fails.

InsureAce operates a dedicated claims department that will review the different types of claims that can be submitted and vote on the outcome. The claim is first investigated by InsureAce's Advisory Board, which includes experts in Insurance, Security and Legal/Compliance. InsurAce are also aiming to develop a decentralised governance process over time, including the use of community Claim Assessors (who are $INSUR holders that have staked their tokens on the platform) to decide the outcome of claims.

Nexus Mutual

Nexus Mutual is an Ethereum-based insurance alternative that provides coverage against specific protocols, yield tokens and custodians (i.e. centralised exchanges). It offers protocol coverage for Coincko across the vast majority of our deployed chains.

Unlike most other providers, Nexus is a discretionary mutual whose members receive insurance-like protection, though it doesn't formally sell insurance. The project uses aligned incentives to enable risk-sharing among all its members, as members act as risk and claim assessors, whilst contributing capital to the protocol. Ownership of Nexus Mutual’s token, NXM, is used to buy cover and navigate the claims and risk assessment process. Holders can also take part in the Mutual's governance too.

Nexus offers a range of products including general protocol cover (i.e. covering all different products offered by the protocol) as well as "yield token cover", which covers the full stack of a yield bearing asset (e.g. base assets, liquidity pool and autocompounding vaults). Nexus also offers other novel products such as Ethereum 2.0 staking cover, and custodian cover which protects against the risk of loss caused by keeping assets in the custody of a centralised exchange.

Solace

Solace is a decentralised, DAO-run insurance protocol, on a mission to forge innovation into intuitive protection tools for crypto explorers. It offers coverage for funds invested in Coincko as part of its all-encompassing portfolio insurance product.

By contrast to others, Solace has adopted a novel approach to claims (its optimistic payouts system), wherein users are not required to file claims following an insured event, but are instead automatically paid out where Solace's risk management team assesses that any event has occurred through on-chain analytics. For the future, Solace is also developing a parametric automated claims assessment system, which will be used to automatically quantify loss events using on-chain analytics.

Solace also provides an additional product (Solace Native) for protocols to cover their own smart contracts. This involves protocols holding underwriting tokens, which can be used to vote on a gauge allocation for their protocol among the wider underwriting pool.

Conclusion

Coincko is a decentralized working hub for people with vision to come together and build the future of global finance. Smart contract devs, UI, UX, strategists, statisticians, validators, and artists - anyone can join and contribute (no matter your nationality, sex, or views). By investing in Coincko, you are investing in the idea that a group of highly technical individuals can safely, securely and creatively leapfrog dinosaurs of traditional finance.

Personality get in the way of projects, and we believe Coincko speaks for itself. Any having a team that operates anonymously, even amongst itself, we can focus on providing the best experience for our users. That’s because we believe the strength of Coincko comes from what we build, which is an opportunity for investors to both automate and maximize their holdings.

That being said, Coincko is not fully anonymous. Team members go to conferences and get interviewed, both requiring physical presence. Integrations with large crypto exchanges, like Binance, requires providing personal information. Our support channel is open 24/7 for users to express themselves. We should mention that generally speaking within investment communities there are some bad actors around looking to scam, phish, or maliciously target users. Please double check the validity of whoever you talk to, and remember that no one representing Coincko will ever ask you to provide wallet keys or recovery codes.

LAST MODIFIED 5mo AGO